Terms and Conditions

This legal agreement establishes the binding terms and conditions governing your relationship with BD Real Estate Limited. By engaging our services, you acknowledge understanding and acceptance of these terms, which form a legally enforceable contract between you and our company.

Last updated: July 2025

Contact Information

BD REAL ESTATE LIMITED

35 Holmwood Dr
Meanwood, Leeds LS6 4NF
United Kingdom

Get in Touch

Phone: +44 113 217 7853
Visit our contact page

Legal Obligations and Compliance

1. User Conduct Requirements

1.1 Professional Standards

Users must maintain professional conduct in all interactions, communications, and service engagements. Harassment, discrimination, or abusive behaviour towards staff or other clients is strictly prohibited and may result in immediate service termination.

1.2 Information Integrity

All information provided must be accurate, complete, and truthful. Deliberate provision of false information, particularly regarding financial status, identity, or property requirements, constitutes a material breach of these terms.

1.3 Cooperation Requirements

Users must cooperate with reasonable requests for documentation, verification, and compliance procedures required for service delivery or legal obligations.

2. Prohibited Activities and Behaviors

Strictly Prohibited

  • • Money laundering or financial fraud
  • • Identity theft or impersonation
  • • Circumventing verification procedures
  • • Unauthorized recording of consultations
  • • Soliciting services from competitors during engagement
  • • Sharing confidential property information

Restricted Activities

  • • Using services for speculative investments without disclosure
  • • Requesting services outside our geographic scope
  • • Excessive or unreasonable demands on staff time
  • • Attempting to negotiate terms mid-engagement
  • • Requesting services beyond legal scope of practice

3. Content Guidelines and Restrictions

Any content, feedback, or materials you provide must comply with applicable laws and professional standards. Content must not contain:

Legal Violations:

Defamatory, fraudulent, or illegal content that could result in legal liability.

Confidential Information:

Third-party confidential data, proprietary information, or trade secrets.

Harmful Content:

Discriminatory, threatening, or inappropriate material of any nature.

4. Age Restrictions and Requirements

Minimum Age and Legal Capacity

Users must be at least 18 years old and possess full legal capacity to enter binding agreements. Proof of age and legal status may be required for certain services. Parents or guardians must authorize services for minors when legally permitted.

User Responsibilities and Obligations

5. Compliance with Laws and Regulations

UK Property Law Compliance

  • • Anti-money laundering regulations
  • • Property disclosure requirements
  • • Stamp duty and tax obligations
  • • Local authority planning permissions

Financial Regulations

  • • Mortgage application accuracy
  • • Financial conduct authority guidelines
  • • Credit assessment cooperation
  • • Source of funds verification

6. Indemnification Obligations

Client Indemnification

You agree to indemnify, defend, and hold harmless BD Real Estate Limited, its officers, employees, and agents from any claims, damages, losses, or expenses arising from:

  • • Your violation of these terms and conditions
  • • Your breach of any representation or warranty
  • • Your negligent or wrongful conduct
  • • Any third-party claims related to your actions
  • • Violation of applicable laws or regulations

7. Privacy and Data Protection

Your Data Protection Obligations

You must ensure that any personal data you provide about third parties (family members, references, etc.) is provided with appropriate consent and in compliance with data protection laws.

Confidentiality Requirements

You must maintain confidentiality of any proprietary information, pricing strategies, or business intelligence shared during our professional relationship.

8. Third-Party Interactions

When we facilitate interactions with third parties (property owners, mortgage brokers, legal professionals), you are responsible for:

Direct Relationships:

Managing your direct contractual relationships and obligations with introduced parties.

Professional Conduct:

Maintaining professional standards that reflect positively on our business relationship.

Liability Limitations and Disclaimers

9. Disclaimer of Warranties

Service Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We specifically disclaim:

Market Guarantees:
  • • Property value predictions
  • • Market timing assurances
  • • Investment return guarantees
  • • Sale or purchase completion certainty
Service Outcomes:
  • • Specific property availability
  • • Mortgage approval guarantees
  • • Timeline commitments
  • • Third-party service quality

10. Limitation of Liability

Maximum Liability Cap

Our total liability for any claim shall not exceed the total fees paid by you for our services in the 12 months preceding the claim, regardless of the nature or basis of the claim.

Professional Indemnity

We maintain professional indemnity insurance as required by industry regulations. Claims may be subject to the terms and limitations of such insurance coverage.

11. Consequential Damages Exclusion

Under no circumstances shall BD Real Estate Limited be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

Financial Losses:
  • • Lost profits or investments
  • • Opportunity costs
  • • Market fluctuation losses
Consequential Damages:
  • • Business interruption
  • • Alternative accommodation costs
  • • Relocation expenses
Emotional Damages:
  • • Emotional distress
  • • Mental anguish
  • • Reputational harm

12. Force Majeure Provisions

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, government actions, pandemics, natural disasters, strikes, or technology failures. Such events may result in service suspension or modification without liability.

Legal Governance and Dispute Resolution

13. Governing Law and Jurisdiction

Applicable Law

These Terms and Conditions are governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles.

Court Jurisdiction

The courts of England and Wales shall have exclusive jurisdiction over any disputes arising from or relating to these terms or our services.

14. Dispute Resolution Procedures

Step 1: Direct Resolution

Initial disputes should be addressed directly with our client services team through formal written notice, allowing 30 days for resolution attempts.

Step 2: Mediation

If direct resolution fails, parties agree to attempt mediation through a mutually agreed professional mediation service before pursuing litigation.

Step 3: Legal Proceedings

Only after exhausting alternative dispute resolution methods may formal legal proceedings be initiated in the appropriate courts.

15. Severability Clause

If any provision of these Terms and Conditions is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remainder of these terms shall remain in full force and effect.

16. Terms Modification Policy

1

We reserve the right to modify these terms with 30 days written notice to active clients.

2

Material changes affecting existing service agreements require explicit client consent.

3

Continued use of services after modification notice constitutes acceptance of updated terms.

Agreement Acknowledgment

By engaging BD Real Estate Limited's services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions in their entirety. This agreement represents the complete understanding between parties and supersedes all prior negotiations, representations, or agreements relating to the subject matter.

These terms constitute a legally binding contract under English law. If you do not agree to these terms, you must not use our services. For questions regarding legal interpretation or specific provisions, we recommend consulting with independent legal counsel.

This agreement shall remain in effect for the duration of our business relationship and shall survive termination of services where specifically stated. Contact us through our main website for any questions or concerns regarding these Terms and Conditions.